A pleasant day to you on behalf of the Team “Hope pay”. “Hope pay” is yet another Business Vertical of Hope Holdings International Private limited. We are happy to understand that you intend to partner with our services you have chosen “Payments Gateway”.

We here by present to you the features enabling you to Quest “Hope pay” as a business road. The company is primarily engaged in providing high-quality online services. We are considered to be one of the biggest in the online payment platform. After due consideration of your current needs and plans, we have come up with a comprehensive business proposal that will best suite your interests.

The terms of this proposal are perfectly tailored to fit your business objectives. Rest assured that we will give prompt services and would stay Accountable. In line with the above points, this proposal shall showcase how our company functions as a business partner in all the services we offer to all our stakeholders in the proposed execution plan, schedule of fees, payment terms, etc…

In “Hope pay” the main priorities is the privacy and confidentiality. This Privacy Policy document describes the types of information that “Hope pay” collects and records and how we use it. If you have any additional questions or need more information about our Privacy Policy, don't hesitate to contact us.

This Privacy Policy applies only to our online activities and is valid for visitors to our MOBILE APPLICATION that are shared and/or collected in “Hope Pay”. This policy does not apply to any information collected offline or through channels other than this MOBILE APPLICATION. Agreement.

By using our MOBILE APPLICATION, you consent to our Privacy Policy and agree to its terms.

Information We Collect -

The personal information weather you we contact you or you contact us directly, The information such as your name, email address (Company & Personal), phone numbers, company name, the content of the message and/or attachments you may send to us, and any other information that you can choose to provide when you register for an account with us ,

How we use information -

We use the collected information in a variety of ways, including:

• Provide, operate and maintain the MOBILE APPLICATION
• Improve, personalize and expand the MOBILE APPLICATION
• Understand and analyse the use of MOBILE APPLICATION for improvement
• Developing new products, services, features and functionality
• Communicate with you, directly or through one of our partners, including customer service, to provide you with updates and other information related to the MOBILE APPLICATION, and for marketing and promotional purposes
• send you email on updates and new features

Detect and prevent fraud -

Log files: “Hope pay” follows a standard procedure for using log files. These files log visitors when they visit MOBILE APPLICATIONs like all hosting companies and analytics is a part of hosting services. Information collected by log files will include Internet Protocol (IP) addresses, Play Store types, Internet Service Provider (ISP), date and time stamp, referring / exit page, and possibly number of clicks.

These are not linked to any information that is personally identifiable. The purpose of the information is to analyse trends, manage the site, track the movement of users on the MOBILE APPLICATION, and gather demographic information. Our Privacy Policy was created with the help of Privacy Policy Generator and Privacy Policy Template.

Advertising Partner Privacy Policy -

You may consult on this to find the Privacy Policy for each Advertising Partner of the “Hope Pay”. Third-party ad servers or ad networks use technologies such as cookies, Android, or web beacons that are used in their respective advertisements and links that appear on the “Hope pay’, which are sent directly to users' Play Store. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and / or to personalize the advertising content that appears on the MOBILE APPLICATIONs you visit. Note – “Hope pay” has no access or control over these cookies that are used by Third- Party advertisers.

Third- Party Privacy Policies -

“Hope pay”, Privacy Policy does not apply to other advertisers or MOBILE APPLICATIONs. Thus, we are advising you to consult the respective privacy policies of these third-party ad servers for more detailed information. This may include their exercises and instructions on how to choose certain options.

You can choose to deactivate cookies through your personal Play Store options. To learn more detailed information about cookie management with a specific Play Store, it can be found on the Play Store's respective MOBILE APPLICATIONs.

What are cookies? Data protection rights.

We want to ensure that you are fully aware of all your data protection rights. Each user is entitled to the following:

• Right of Access -You have the right to request copies of your personal data. We may charge you a small fee for this service.
• Right to Correction -You have the right to request that we consider any information you validate to be incorrect. You also have the right to request that we treat the information you have completed as incomplete
• Right to Delete -You have the right to request that we delete your personal data subject to certain conditions.
• Right to restrict processing -You have the right to request that we restrict the processing of your personal data under certain conditions.
• Right to object to processing -You have the right to object to our processing of your personal data under certain conditions.
• Right to data portability -You have the right to request that we transfer the data we hold.

Under certain conditions, you may be contacted by another organization or directly.
If you make a request, you have a month’s for us to respond. If you wish to exercise any of these rights, please do contact us.

Children's Information

Another important aspect & our priority is to add safety for children while using the Internet. We encourage parents and guardians to observe, participate / or monitor and guide their online activity.

The “Hope pay” does not knowingly collect any Personally Identifiable Information from children below the age of 18 years. If you believe that your child has provided such information on our MOBILE APPLICATION, we strongly encourage you to contact us immediately and we will do our best to remove such information from our records immediately.

Term & Conditions

Terms and Conditions of “Hope Pay”

Please read these terms and conditions carefully before using this MOBILE APPLICATION and its contents. Your use of this MOBILE APPLICATION is solely based on your acceptance of the terms and conditions contained herein. By using this Mobile Application you accept these terms and conditions. If you do not agree to these terms and conditions, you must not use this MOBILE APPLICATION.

“Hope pay” reserves the right to change these terms and conditions from time to time at its sole discretion.

It is specifically agreed that the “Hope pay” is an independent business entity and shall not be deemed to be any agent other than the transaction / services of the “Hope pay” and other related services mentioned above, which gives rise to the principal - agent is the relation by implication.

Neither “Hope pay” nor its employees, agents, representatives shall represent or represent themselves as agents

Activities and Skills -

• Neither the “Hope pay” nor its employees, representatives or agents of the “Hope pay” shall be entitled to permanent absorption or any other claim or claim of benefits at any time.
• At no time, the “Hope pay” or its agents, representatives, shall claim employment of any kind
• The amount paid to the “Hope pay” Franchisee is non-refundable.
• The specific terms of engagement will be governed by the current plan existing at the time of signing of the Agreement. The offer letter of the same shall become part of this agreement, which shall be abide by the parties.
• Fees and commission will be paid to the “Hope pay” subject to deduction of income wherever required under the provisions of the Income Act. The rates of services and commission will be part of the "Rates for Services" and will be available to the “Hope pay” Partners on the APP Portal. Rates and commission structure will change depending on market conditions. Rates applicable on any product will be known to “Hope pay” Partners via email / App page update.
• One Time Charge will be governed by the marketing plan for the users in force from time to time. All such payments shall be non-refundable service payments for franchise fees, software solutions, training and administrative expenses.
• The specific terms of engagement will be governed by the current plan existing at the time of signing of the Agreement. The offer letter of the same shall become part of this agreement, which shall be abide by the parties.
• Fees and commission will be paid to the “Hope pay” subject to deduction of income wherever required under the provisions of the Income Act. The rates of services and commission will be part of the "Rates for Services" and will be available to the “Hope pay” Partners on the APP Portal.
• Payment of fees/commission will be based on the centralized data of “Hope pay” and will be final and binding on weekly basis from “Hope pay” to HOPE PAY.

“Hope pay” shall have the right to terminate the Agreement by giving three months’ notice in writing to the other party. In the event of termination of the Agreement by the “HOPE PAY”, all records, documents including information shall be returned to the “Hope pay” in accordance with the instructions of the. “Hope pay” shall have the right to terminate the Agreement immediately by giving a notice in writing in the following events:

It is specifically agreed that the “Hope pay” is an independent business entity and shall not be deemed to be any agent other than the transaction/services of the “Hope pay” and other related services mentioned above, which gives rise to the principal-agent is the relation by implication.

If any receiver / liquidator is appointed in respect of the business of “Hope pay” with substantial assets in favor of its creditors or any order/direction is issued by any authority/regulator, which has the effect of suspension of business HOPE PAYFiles a petition for winding up or dissolution of “Hope pay” if the “Hope pay” applies to the Court or passes a resolution for voluntary declaration as an insolvent person or business entity or any other creditor/person.

Activities and Skills -

• If the “Hope pay” is unable to provide the Services envisaged under this Agreement, a proper assessment of the circumstances affecting the rendering of the Services by the “Hope pay” as envisaged under this Agreement shall be made.
• If “Hope pay” or its agents, employees, representatives are representative of a reasonable opinion mechanism for fraud or prejudice to the interest of “Hope pay” or its customers, if due to commissions or omissions of any kind
• This year “Hope pay” embarked on an Exciting journey to enhance all our clients and financial advisers. Having re-engineered our business processes and touch points we have introduced a number of initiatives ideas that make “Hope pay” WALLET simpler, easier, and more seamless.
• If “Hope pay” is, in the proper opinion, unable to pay its debts or discharge its liabilities in the ordinary course of business.

One of the initiatives includes the launch of our new website – www.hopepayment.com as well as the introduction of “Hope pay” Mobile WALLET, as most of our the solution will be instant and online